2820 Columbiana Road                                                 Birmingham, Alabama                                                          (205) 879-9287

Important Things to Know When Buying A Home 

    1.)  Location, Location, Location- Still the most important variable, look for a well positioned, convenient location in a growing area!

    2.)   School District - Everyone wants the best for their kids. Generally, there is a correlation with the quality of schools in an area and the more sought after neighborhoods.

    3.)   Comparable Sales - Always check on the comps in the particular neighborhood you are interested in. Look at the amenities each offers and then drive by them to check out the curb appeal compared to the home you are purchasing.

    4.)   Home Inspection- Use a qualified home inspector to have the home inspected for possible problems. Most purchasers look at the cosmetic aspects of a home and will tend to overlook items that may be noticeable to the trained eye, which may be in disrepair and/or costly to fix.

    5.)  Know The Neighborhood- Each neighborhood is different. Meet the neighbors and you may learn a lot of the neighborhood pros and cons.

    6.)  Make Sure the Home has a Termite Bond and order a Wood Infestation Report- Most lenders require both of these. The home is usually checked and treated on an as needed basis for termites when a bond is in effect and the Wood Infestation Report is performed to show any current or prior termite activity.

    7.)  Environmental Factors (Radon, Mold, Lead Poison, Moisture Problems and Basement Leaks) - Naturally occurring factors can affect the quality of life in the home. Some inspectors can perform tests to indicate the level of presence of these items and usually give you ideas on correcting the problem.

    8.)   Survey - Always get a survey, by a registered surveyor or engineer, to show you where the home sits on the lot and any easements or encroachments which may need to be addressed prior to taking title.

    9.)  Title Search - A title policy insures you that the person selling the property has the right to do so. It gives the details of any recorded liens, etc. which may be recorded against the property.